How do I take it away?

It's simple to use Take it away to spread the cost of buying a musical instrument in one of our 300+ music shops. Follow the steps below.

1 - Check if you're eligible

To be eligible to apply for a Take it away loan you must be:

• EITHER an individual over 18 buying an instrument for a child under the age of 18
• OR an individual aged 18-25 using the scheme in your own right

All applicants must also be:

• A permanent UK resident
• Working at least 16 hours per week
• Hold a bank or building society account capable of handling direct debit payments

2 - Find a participating store

You will need to visit one of our registered music shops to make your Take it away purchase or apply via mail order. Contact the shop directly for details on how to arrange this. We've got over 300 to choose from across England and they specialise in a whole range of musical instruments. Search our list of shops.

3 - Pick your instrument

You can pick from a whole range of musical instruments sold by our member retailers. You can include additional items like an instrument case, sheet music or spare strings to add onto your purchase too. Please remember that there are some items which are ineligible for purchase with a Take it away loan.

The staff in the music shop will advise you on the right instrument for your needs, or for your child's needs if you are buying an instrument for them.

4 - Complete the application form and customer survey/declaration

Inform the staff in the music shop that you'd like to use Take it away to buy your chosen instrument and they'll go through the loan application process with you in-store or via mail order. This involves a credit check being carried out on you.

If you're 18-25 and using the scheme in your own right, you will need to complete a short customer survey, answering a few quick questions about you and your purchase.

If you're over 18 and using the scheme to buy an instrument for a child under 18, you will need to complete a customer declaration, providing details about the instrument recipient and confirming that the instrument is for an 'under 18'.

5 - Pay your deposit

If your application is approved, you'll need to pay a 10% deposit of the instrument cost there and then. The remaining cost will be the value of your Take it away loan which you will repay over 9 monthly instalments (on goods of £100 - £2,000) or 18 months (on goods of £800 - £5,000).

6 - Take it away!

If your application has been approved and you've paid your 10% deposit, there's only one more thing to do - Take your instrument away and get playing!

Loans are subject to status. Terms and conditions apply.