Take it away provides interest free loans to individuals for the purchase of musical instruments, equipment and software.


We offer the scheme through our network of over 130 music shops across England and Northern Ireland, made possible with the support of Arts Council England and Arts Council of Northern Ireland.

Take it away is operated by Creative United, a not-for-profit Community Interest Company, and funded by Arts Council England.

Our aims are to increase access to buying musical instruments and equipment, whilst also supporting specialist music shops to remain an essential part of local music services across the country.

Since 2007, we have helped over 90,000 people access musical instruments worth more than £63 million.

Credit is provided by Omni Capital Retail Finance.

Saxophonist, Dan Brady

Saxophonist, Dan Brady

Key information to help you understand what Take it away is and how it works

Who is Take it away run by?

  • Take it away is operated by Creative United, a not-for-profit Community Interest Company.
  • Creative United is an Arts Council England National Portfolio Organisation
  • Creative United provides a range of financial products and services designed to enable the growth and development of the UK’s cultural and creative industries.
  • Our mission is to build a sustainable and resilient creative economy, making the arts accessible for all.
  • The communities that we serve include creative businesses (including individual artists and creative practitioners), charitable and social enterprises, and other organisations operating within the wider arts and creative industries.

Am I eligible?

Take it away is open to musicians of all ages to support them in their music making.

Whether you are just starting out, developing your interest, or pursuing music as a career, we are here to help you.

In England, our special focus is to make musical instruments more accessible for children and young people. You may be asked if you are buying for a child or young person as part of the loan application process.

All applicants must:

  • Be over 18 years old
  • Be a permanent UK resident
  • Have a regular income that exceeds £5,000 per year
  • Hold a bank or building society account capable of handling direct debit payments

Loans are subject to status. Terms and conditions apply.

How much can I borrow?

In England, you can get a Take it away interest free loan of between £100 and £5,000.

The core scheme, which all our shops in England offer, is available to UK residents, who have a regular income that exceeds £5,000 per year and are either 18-25 years old, or over 18 and buying an instrument for a child under 18.

Some participating stores also offer interest free credit up to the value of £25,000 to eligible customers over the age of 18. Speak to your local shop for further details

In England, if the cost of the instrument/s you want to buy exceed the £5,000 loan limit, you can use Take it away as a part-payment towards the instrument/s. You would then need to pay the remaining balance by an alternative method. It is not possible to split the cost of an instrument/s over more than one loan application.

In Northern Ireland, you can get a Take it away interest free loan of up to £2,000. The scheme is open to all, regardless of age, as long as you are a resident of Northern Ireland.

Some participating stores also offer interest free credit up to the value of £25,000 to eligible customers over the age of 18. Speak to your local shop for further details

What can I buy?

You can use Take it away to help spread the cost of buying any musical instrument, equipment and tech, whether new or reconditioned, from one of our participating music shops. Everything in store is available to purchase using a Take it away loan – even music tuition, if the store offers it. 

From traditional orchestral instruments, such as brass and strings, to digital equipment and tech, we can help you purchase anything available in-store or online.

Do you need help choosing which instrument to go for?

See our News & Tips for help

How to buy something with Take it away

01

Find a local or online shop

Take it away is available through over 130 music instrument shops in England and Northern Ireland. Use our search tool to find the most suitable one.

02

Choose your instrument

Our network of shops have knowledgeable staff who will help you find the perfect instrument, equipment and tech to suit your needs.

03

Complete the application form

Take proof of ID and proof of income with you to the shop and let staff know that you would like to pay using Take it away.

They will guide you through the loan application process in-store, over the phone or some shops offer Take it away online. This involves a credit check being carried out on you; you will need a deposit (minimum 10%).

04

Get playing!

If your application has been approved and you’ve paid your deposit, there’s only one more thing to do – Take your instrument away and get playing!

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